A MONEY LENDING APP WHERE EVERY INTEREST EARNED GOES TO CHARITY.

SCHOOL PROJECT / PROTOTYPE · 2024

Developed & designed by Joshua Dela Cruz.

About Midas

Midas is a concept lending app built around a simple idea: borrowing money shouldn't just move value between two people — it can move value forward. Every peso earned in interest is routed to charity, turning an ordinary loan into a small act of giving. Built as a school activity to explore how fintech UX can carry a social cause without losing clarity or trust.

A HOME SCREEN THAT SHOWS EXACTLY WHAT YOU CAN BORROW

The home screen surfaces the highest loan amount available, the interest rate, and the number of terms right up front — no digging through menus. Below that, a classic home feed rounds things out with ongoing promos and updates, keeping the borrowing decision simple and upfront.

SLIDE TO CHOOSE HOW MUCH YOU WANT TO BORROW

The borrow page ditches manual number entry for a sidescroll slider — drag to land on the exact amount you need, with the loan terms updating live as you move. A small interaction that makes the whole borrowing flow feel less like paperwork.

BEYOND THE LOAN

TRACK EVERY PESO YOUR INTEREST HAS GIVEN

The charity contribution page keeps a running total of how much interest you've generated and donated over time, turning an otherwise invisible fee into something borrowers can actually see and feel good about.